OXPAN cooperator dugdha

Milk Production Cooperatives have two major duties, cooperative banking and milk collection. Cooperator Dugdha is for both activities in integrated way. Members are farmers and farmers are sellers so every farmers transaction is integrated with cooperative members. A farmer at the same time is a seller and a customer aslo. Thesse dugdha cooperatives may provide livestock and agriculture loans to the farmers. These activities are handled by Cooperator Dugdha program. Milk collection account is created as a farmers. Milk collected from on a counter and milk transaction is entered in computers with quality fat and SNF. Milk collection statements are provided periodically. The cost milk is paid on their accounts in the cooperative in weekly or monthly basis.

Normal saving and credit can be conducted with Cooperative Gold Plus and milk transaction by Cooperator Dugdha. Reports are integrated with main software. Required number of branches can be added. It is developed by an expert team of developers under regular collaboration and guidance of cooperative specialists and microfinance professionals. Charkhata Based Accounting is system is used in microfinance. Oxpan Dugdha is applicable to all versions of Microsoft Windows in networking or in single computer environment as well as for cooperatives of multi-user environment (many counters) as well as many branches also.

Specific features of OXPAN Cooperator Dudgha

  1. Applies All Dugdha Collection Cooperatives.
    • – Members are farmers and Farmers are sellers: In Cooperator Dugdha after creating membership farmers accounts should be created. Farmers accounts are the milk producters milk collection accounts.
    • – Milk Collections: Milk Collection entries are made from collection centers in mass basis. Collection date, collected quantity and quality is entered in the system.
    • – Periodic Calculation: Calculations are made and amounts are collected in farmers deposit accounts.
    • – Collection Statements: Individual or mass collection statements can be generated within seconds.
    • – Paysheet: To make payment in mass paysheet is generated. After Collection entry: After Collection they can be automatically enter the collection in Cooperator Dugdha
    • – Othre milk activities.
  2. Follows National and International Rules
    • – Charkhata Accounting System: Charkhata is an accounting system developed for cooperative by its experts. This is well implemented in OXPAN cooperative solutions.
    • – Nepali Date: OXPAN Cooperator Dugdha follows the nepali calendars and fiscal years
    • – Tax Provisions: Income-tax, Tax Deduction in Source(TDS) are calculated automatically.
    • – Provisions: Bad debts and other fund provisions are deducted as per the cooperative act and regulations.
    • – Depreciations: Depreciation: Depreciation is deducted as per the rules.
    • – Flexible to chage the rates and other provisions as per the government rules.
  3. Sufficient to All Microfinance
    • – Any scale: single computer cooperative to multi branch cooperative.
    • – Microfinance: Integrated with cooperative.
  4. Modern Banking Facilities: OXPAN Cooperator Dugdha has following attractive banking facilities:
    • – Photo and signature Verification facility
    • – SMS banking
    • – Collection App for daily collection
    • – Cheque Print
    • – Deposit Certificates and Statements
    • – Inter branch transaction
  5. Accurate and Scientifice Calculations:
    • – Interest Calculations of Deposits in various methods: Daily Balance, Daily Minimum, Monthly Minimum, Month End Balance, Weekly Minimum, Half yearly minimun and Fixed.
    • – Flexible Interest Rate: Flexible interest rates as on the deposit balance
    • – Penalty Calculations: On installment due, On interest due, on total due. various ways availabe.
    • – Depreciation : Diminishing Balance, Straight line.
    • – Provision for Bad Debts: 1, 35, 100 as per the rules.
  6. Flexible and Scalable: OXPAN software provides new ways for planning and implementation. It has the capability to extend your busines scale from one to millions and single computer to multiple branches.
  7. Security Management: Transaction Audit, Userbased roles, Data backup facility are the security features. These features prevents wrong data injection, wrong manipulations, disaster of data loss.
  8. Efficient Database Management System: Well designed database management system provides efficient and fast reporting facilities to the end users
  9. Easy and Attractive: OXPAN Cooperator Dugdha is the software which teaches you what a microfinance is, what a accounting system is and what we a software is. You learn entire microfinance by using this software. This is the software from which you can learn and enjoy working.
  10. Plenty of Reporting Tools: OXPAN Software is rich of bundles of reports which are very useful for Managerial team and other stakeholders.
    • – Group Based Membership Detail and Account Details
    • – Complete Charkhata Ledger with sub ledger
    • – Branch-wise and group-wise Central report regarding
    • – Microfinance saving and loan collection report
    • – Group-wise deposit Balance and Transaction reports
    • – Loan Balance and Transactions
    • – Regular and overdue loan reports
    • – Overall transaction report
    • – Branch-wise and central report of Trial balance
    • – Balance sheet and income statement and cash flow statement.
    • – Complete central division office report
    • – NRB format Reports
    • – Access Branding Reports
    • – Loan Aging Reports
    • – Financial Reports
    • – Daybooks and Transaction Sheets
    • – Progress Reports
    • – Comparative Periodic and subject-wise report
    • – Financial Analytical Tools
    • – MIS Reports
    • – Branch wise progress report.
    • – COPOMIS Reports
    • – PROBATION Reports
    • – Remittance Reports
  11. Nepali Reports: You can get all reports in Nepali and English both languages.
  12. Scheduled closing/ Calculations/ Provisions and Backup: We can shedule for automatic calculations, provision and closings in routined time interval.
  13. Interbranch Transaction: This the features which provides facility to wrok with multiple branches. Cooperative with many services can be benifitted by this. We can make branchwise transaction, branchwise entry branch-wise reporting. It can be done using cloud server or own local server with public static ip.
  14. Regular Updates and Development: Your feedbacks are our properties. We collect feedbacks and suggestions, we get new ideas we discuss and beging planning. New features are developed in regular basis and provided back to the end user customers.
  15. Urgent Report Facility:Current liquidity, Receivables, payables, and other emergency reports can generate in seconds.
  16. Financial Analytical Tools:OXPAN Cooperator Dugdha has very useful tools such as:
    • – PEARLS Analysis
    • – Profitability Analysis
    • – Interest Analysis
    • – Periodic Progress reports
  17. Self Designings: OXPAN Cooperator provides facility to design and plan new models in the cooperative by applying various options given for changing various rates and plans.
  18. Minimized Steps: Automation of entry and reporting helps users to get the work done in very few required entries. It helps to save time and efforts as well.
  19. Automatic Periodic Closing and Reporting:
    • – Deposit Interest Calculation
    • – Loan Interest Calculation
    • – Depreciation
    • – Provision for Bad Debts
    • – Provision for Income tax and TDSs
    • – Preparing Profit and Loss Account (Income Statement)
    • – Preparing Cash Flow Statement
    • – Preparing Balance Sheet
    • – Distribute Profit on Funds
    • – Allotment of bonus and dividend
    • – Perioding provisions from deposits etc.
  20. Mobile Banking Facility: OXPAN Software provides facility to join with various mobile banking facilities like:
    • – BALANCE QUERY: Deposits, Loan and Interest .
    • – Topup Payments: NTC and Ncell Recharge cards, TV Recharges, Net recharge, Air Ticketing,
    • – Bill Payment: School fee, Electricity, Water etc.
    • – Card-less ATM
    • – Collection App.
    • – Fund Transfer
    • – ATM Cards
    • – Bank Transfer Etc.